<\/span>1. Make location a priority for your next fixer-upper<\/span><\/h2>\nIf you\u2019re looking to take on a fixer-upper project, location is key. Buy one in a desirable neighborhood where the market is hot. Look for a neighborhood with good schools. Once you can scratch that off your list, make sure your fixer-upper isn\u2019t situated close to a busy intersection, as most buyers seek out a quiet area for their future home.<\/p>\n
<\/span>2. How to find a fixer-upper<\/span><\/h2>\nWhen hunting a fixer-upper, there are quite routes you can take to find leads in less than a desirable state. Here are some options to help you achieve this goal:<\/p>\n
\n- Drive around<\/strong>
\nYou could be working with a real estate agent to find your next fixer-upper, but you can also be proactive and drive through neighborhoods of your choice to see a home that might appear to be in disarray \u2013 from an overgrown lawn to boarded-up windows \u2013 these are some of the classic signs of a fixer-upper. Write down the address so that you can easily find it and put in an offer if you decide to buy it. Look for fixer-uppers in any of these San Francisco neighborhoods<\/a>: Fisherman\u2019s Wharf, Telegraph Hill, The Mission, Haight-Ashbury, North Beach or The Castro just to name a few.<\/li>\n<\/ul>\n![\"car](\"https:\/\/www.storagecafe.com\/blog\/wp-content\/uploads\/sites\/44\/2021\/07\/car-driving-through-San-Francisco-Lombardia-St.jpg\")
Car driving through San Francisco, Lombard St.<\/p><\/div>\n
\n- \u00a0Browse the Multiples Listing Service (MLS)<\/strong>
\nAnother way you can find a home in poor shape is through the Multiple Listing Service (MLS), which is the database for all properties that are listed in the US market. It\u2019s typically reserved for real estate agents, but you can ask your realtor to look for you. \u201cShort Sale\u201d or \u201cReal Estate Owned\u201d are labels that usually accompany fixer-uppers listings on MLS. Properties that have been on the market for more than 90 days are also likely to be within the target group, as owners might not have been able to sell their potentially distressed property earlier.<\/li>\n- Attend foreclosure auctions<\/strong>
\nYou can buy a house in disarray if you attend a foreclosure auction. This type of event offers many discounted homes, but be sure to expect bidding wars. Your local newspaper or county courthouse is likely to list these events so you can add them to your schedule in advance. Auction websites such as Auction.com<\/a> offer an online alternative to the in-person type of event. You can place your bid online by searching for your target location.<\/li>\n- Consult local tax records<\/strong>
\nYou can also go through local tax records to find properties that might have delinquent taxes as they might suggest financial difficulties on the owners\u2019 part. This isn\u2019t a surefire sign that you\u2019ll discover a fixer upper, but it can be an indicator of potential poor home maintenance. You can find more information about delinquent property taxes<\/a> on the San Francisco\u2019s Treasurer & Tax Collector\u2019s website.<\/li>\n<\/ul>\n<\/span>3. Hunt for an ideal configuration and layout<\/span><\/h2>\nA home\u2019s configuration should also weigh heavily in your choice of a fixer-upper, as your goal is to attract buyers. Think a three-bedroom, or a two-bedroom if you can find a fixer-upper built this way. Your golden rule should be: make sure the home you\u2019re planning on fixing meets the average bedroom number of the neighborhood so that you can get a competitive price when you put it on the market. Check out for more information here<\/a>.<\/p>\nThe floor plan should also be practical so as to avoid extra work such as making structural changes. A layout with dispersed bedrooms on two floors will also not attract buyers. Additionally, two entrances for the kitchen is usually a bonus point for the home.<\/p>\n
<\/span>4. Always check the condition of the fixer-upper<\/span><\/h2>\nYou can expect a fixer-upper to need some repairs, whether it\u2019s changing the wallpaper or adding a high ceiling<\/a>. Make sure you know the types of challenges you are about to face, as some will be more daunting than others. First things first, the house should have a solid foundation \u2013 or what you\u2019d call \u201cgood bones.\u201d Some buyers enlist the help of contractors to help them establish the type of work needed to repair the house and to estimate costs. However, there are two major types of fixes you might need to undertake to increase the marketability of the fixer-upper:<\/p>\nEasy fixes<\/strong><\/p>\nThese are the kinds of repairs you can do to make the home eye-pleasing, and they include:<\/p>\n
\n- \u00a0Applying a fresh coat of paint<\/li>\n
- \u00a0Stripping old wallpaper<\/li>\n
- \u00a0Replacing windows and doors<\/li>\n
- \u00a0Update floors\/carpet<\/li>\n
- \u00a0Replacing baseboards and adding trim<\/li>\n
- \u00a0Update or replace light fixtures<\/li>\n<\/ul>\n
![\"man](\"https:\/\/www.storagecafe.com\/blog\/wp-content\/uploads\/sites\/44\/2021\/07\/man-painting-a-fixer-upper-in-San-Francisco.jpg\")
Bigger repairs<\/strong><\/p>\nBigger repairs are the types of fixes that might require structural or system-related work. Here are some examples:<\/p>\n
\n- Fix the foundation<\/li>\n
- Repair\/replace roof or exterior<\/li>\n
- Replace the HVAC, plumbing and electrical<\/li>\n
- Complete upgrade of kitchen and bathrooms<\/li>\n
- Do other upgrades such as adding an outdoor deck or patio<\/li>\n<\/ul>\n
<\/span>5. Decide if the project is worth investing in<\/span><\/h2>\nIf you found your ideal fixer-upper, get an estimate of the investment you might need to make in terms of severity of repairs, funds and time. If you\u2019re doing the work yourself, count the price of the supplies too. Make sure to overestimate the cost of the makeover, as unforeseen spending is likely to occur. Another expense you should also include is the inspection also, as this is an essential step of buying a fixer-upper. Once you\u2019ve counted all these expenses, check them against your budget to determine if it\u2019s something you afford.<\/p>\n
<\/span>6. Proceed with an inspection<\/span><\/h2>\nIt\u2019s important to have a professional do a common inspection to check for hidden issues that require repair or upgrades. While visible repairs are easy to notice, it\u2019s better to have a home inspector<\/a> look for water leaks and structural issues. Make sure your inspection also includes a check for mold, lead-based paint, septic tank and pest-related issues.
\nIf any of these major issues are present, a home inspection contingency can help you mediate these repairs with the seller. If they are unwilling to perform them, you can back out of the deal.<\/p>\n<\/span>![\"inspector](\"https:\/\/www.storagecafe.com\/blog\/wp-content\/uploads\/sites\/44\/2021\/07\/inspector-performing-a-home-inspection.jpg\")
7. Think about financing<\/span><\/h2>\nIf the inspection didn\u2019t reveal any serious issues or the ones present are easily tackled by you, it\u2019s time to consider how you\u2019re going to pay for your new purchase. A traditional mortgage isn\u2019t feasible in this case as lenders can\u2019t approve a loan larger than the home\u2019s value at the time of acquisition. Here are some loan options you can consider:<\/p>\n
\n- \u00a0FHA 203(k) loan<\/strong><\/li>\n<\/ul>\n
An FHA 203(k) loan is offered by the Federal Housing Association, and it\u2019s a federal government-backed type of loan that covers the cost of the house as well as the repairs. This is why it\u2019s important to know how much the repairs will cost. A 10-20% contingency is provided with this loan to help cushion unexpected expenses.<\/p>\n
\n- \u00a0HomeStyle loan<\/strong><\/li>\n<\/ul>\n
A HomeStyle loan is Fannie Mae is very similar to the FHA 203(k) one, with one difference: Loan limits on the HomeStyle amount to 50% of reconditioned value, while the FHA loan doesn\u2019t have this threshold as long as the after-repair value is within the maximum FHA loan.<\/p>\n
\n- VA renovation loan<\/strong><\/li>\n<\/ul>\n
A VA renovation is a type of loan made available for military staff and veterans. It\u2019s a loan that comes with all the regular perks of a VA loan, which waives the down payment and reduced closing costs. You can also include the cost of repairs alongside the selling price.<\/p>\n
<\/span>8. Check if you need building permits<\/span><\/h2>\nOnce you got your loan approved and the sale went through, the true work begins. If you decide to make structural changes to the home that might include an addition, for example, you might need to consult the local municipal government office in order to learn more about getting a San Francisco building permit<\/a>. It might be a costly process overall, but it\u2019s a necessary step to make sure your project can be successfully carried out.<\/p>\n![\"house](\"https:\/\/www.storagecafe.com\/blog\/wp-content\/uploads\/sites\/44\/2021\/07\/house-plans-for-an-addition.jpg\")
Adding space to a house is always a welcome change, as working from home has become a permanent option for many employees. Making room for that home office has been a challenge for most people, even if houses in San Francisco have gained over 500 square feet<\/a> in the last decade.<\/p>\n<\/span>9. Do as much as possible on your own<\/span><\/h2>\nA lot of repairs require a professional hand, but if there are smaller tasks that you can do yourself, you should roll up your sleeves and do it. Stripping wallpaper and painting cabinets can be easily tackled by anyone. Take into account that it might be quite time-consuming, but a more cost-effective strategy to rehab your fixer-upper. Another caveat that might come into play is that if you\u2019re using a renovation loan, DYI projects might be restricted.<\/p>\n
If you decide to hire contractors for the job, try to get several bids, especially if you\u2019re about to hire contractors that you\u2019ve never worked with before.<\/p>\n
<\/span>10. Rent a self storage unit<\/span><\/h2>\nUsing self storage<\/a> is useful in many instances, and rehabbing a home is no exception. A storage unit can help you keep construction materials and tools close to the site, especially if you\u2019re doing major repairs to your fixer-upper and you need a place to keep everything. Most people rent a 10×10 unit<\/a>, but for larger jobs such as this one, you might need a 10×15<\/a> or 10×20<\/a>, depending on how much construction material you\u2019re planning on storing. If you\u2019re unsure which unit size you might need, you can always consult this storage unit size guide<\/a>. When it comes to price, renting a self storage unit in San Francisco<\/a> can start as low as $26\/month and can get to about $580\/month for the larger-sized units.<\/p>\nDid we help you find the perfect fixer-upper in San Francisco? Let us know in the comments section below.<\/p>\n","protected":false},"excerpt":{"rendered":"
Whenever you\u2019re looking to buy a house, you have a list of criteria you would like. You could be looking for a ready-to-move-in situation, or you could be on the lookout for a fixer-upper that you can sell later at a better price. Fixer-uppers are typically homes in disarray that are popular as they can typically be bought at a lower price. If you\u2019re looking for one in the Bay Area, rest assured you stand good chances of finding one.<\/p>\n","protected":false},"author":171,"featured_media":6553,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21,10],"tags":[],"class_list":["post-6552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-housing-reports","category-personal-finance"],"acf":[],"yoast_head":"\n
Find The Perfect Fixer-Upper In San Francisco | StorageCafe<\/title>\n<meta name=\"description\" content=\"Ready to look for your perfect fixer-upper in San Francisco? Let us help you find it and fix it in 10 steps.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.storagecafe.com\/blog\/find-a-fixer-upper-in-san-francisco\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Find The Perfect Fixer-Upper in San Francisco In 10 Steps\" \/>\n<meta property=\"og:description\" content=\"Ready to look for your perfect fixer-upper in San Francisco? Let us help you find it and fix it in 10 steps.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.storagecafe.com\/blog\/find-a-fixer-upper-in-san-francisco\/\" \/>\n<meta property=\"og:site_name\" content=\"StorageCafe Blog - Your Go-to Source for All Things Self Storage\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-29T08:22:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-14T07:38:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.storagecafe.com\/blog\/wp-content\/uploads\/sites\/44\/2021\/07\/San-Francisco-urban-homes.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1170\" \/>\n\t<meta property=\"og:image:height\" content=\"515\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mirela Mohan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mirela Mohan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.storagecafe.com\/blog\/find-a-fixer-upper-in-san-francisco\/\",\"url\":\"https:\/\/www.storagecafe.com\/blog\/find-a-fixer-upper-in-san-francisco\/\",\"name\":\"Find The Perfect Fixer-Upper In San Francisco | StorageCafe\",\"isPartOf\":{\"@id\":\"https:\/\/www.storagecafe.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.storagecafe.com\/blog\/find-a-fixer-upper-in-san-francisco\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.storagecafe.com\/blog\/find-a-fixer-upper-in-san-francisco\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.storagecafe.com\/blog\/wp-content\/uploads\/sites\/44\/2021\/07\/San-Francisco-urban-homes.jpg\",\"datePublished\":\"2021-07-29T08:22:08+00:00\",\"dateModified\":\"2022-01-14T07:38:59+00:00\",\"author\":{\"@id\":\"https:\/\/www.storagecafe.com\/blog\/#\/schema\/person\/5e45e624e971bc8977e9b1e34fd04db3\"},\"description\":\"Ready to look for your perfect fixer-upper in San Francisco? 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When hunting a fixer-upper, there are quite routes you can take to find leads in less than a desirable state. Here are some options to help you achieve this goal:<\/p>\n
- \n
- Drive around<\/strong>
\nYou could be working with a real estate agent to find your next fixer-upper, but you can also be proactive and drive through neighborhoods of your choice to see a home that might appear to be in disarray \u2013 from an overgrown lawn to boarded-up windows \u2013 these are some of the classic signs of a fixer-upper. Write down the address so that you can easily find it and put in an offer if you decide to buy it. Look for fixer-uppers in any of these San Francisco neighborhoods<\/a>: Fisherman\u2019s Wharf, Telegraph Hill, The Mission, Haight-Ashbury, North Beach or The Castro just to name a few.<\/li>\n<\/ul>\nCar driving through San Francisco, Lombard St.<\/p><\/div>\n
- \n
- \u00a0Browse the Multiples Listing Service (MLS)<\/strong>
\nAnother way you can find a home in poor shape is through the Multiple Listing Service (MLS), which is the database for all properties that are listed in the US market. It\u2019s typically reserved for real estate agents, but you can ask your realtor to look for you. \u201cShort Sale\u201d or \u201cReal Estate Owned\u201d are labels that usually accompany fixer-uppers listings on MLS. Properties that have been on the market for more than 90 days are also likely to be within the target group, as owners might not have been able to sell their potentially distressed property earlier.<\/li>\n- Attend foreclosure auctions<\/strong>
\nYou can buy a house in disarray if you attend a foreclosure auction. This type of event offers many discounted homes, but be sure to expect bidding wars. Your local newspaper or county courthouse is likely to list these events so you can add them to your schedule in advance. Auction websites such as Auction.com<\/a> offer an online alternative to the in-person type of event. You can place your bid online by searching for your target location.<\/li>\n- Consult local tax records<\/strong>
\nYou can also go through local tax records to find properties that might have delinquent taxes as they might suggest financial difficulties on the owners\u2019 part. This isn\u2019t a surefire sign that you\u2019ll discover a fixer upper, but it can be an indicator of potential poor home maintenance. You can find more information about delinquent property taxes<\/a> on the San Francisco\u2019s Treasurer & Tax Collector\u2019s website.<\/li>\n<\/ul>\n<\/span>3. Hunt for an ideal configuration and layout<\/span><\/h2>\n
A home\u2019s configuration should also weigh heavily in your choice of a fixer-upper, as your goal is to attract buyers. Think a three-bedroom, or a two-bedroom if you can find a fixer-upper built this way. Your golden rule should be: make sure the home you\u2019re planning on fixing meets the average bedroom number of the neighborhood so that you can get a competitive price when you put it on the market. Check out for more information here<\/a>.<\/p>\n
The floor plan should also be practical so as to avoid extra work such as making structural changes. A layout with dispersed bedrooms on two floors will also not attract buyers. Additionally, two entrances for the kitchen is usually a bonus point for the home.<\/p>\n
<\/span>4. Always check the condition of the fixer-upper<\/span><\/h2>\n
You can expect a fixer-upper to need some repairs, whether it\u2019s changing the wallpaper or adding a high ceiling<\/a>. Make sure you know the types of challenges you are about to face, as some will be more daunting than others. First things first, the house should have a solid foundation \u2013 or what you\u2019d call \u201cgood bones.\u201d Some buyers enlist the help of contractors to help them establish the type of work needed to repair the house and to estimate costs. However, there are two major types of fixes you might need to undertake to increase the marketability of the fixer-upper:<\/p>\n
Easy fixes<\/strong><\/p>\n
These are the kinds of repairs you can do to make the home eye-pleasing, and they include:<\/p>\n
- \n
- \u00a0Applying a fresh coat of paint<\/li>\n
- \u00a0Stripping old wallpaper<\/li>\n
- \u00a0Replacing windows and doors<\/li>\n
- \u00a0Update floors\/carpet<\/li>\n
- \u00a0Replacing baseboards and adding trim<\/li>\n
- \u00a0Update or replace light fixtures<\/li>\n<\/ul>\nBigger repairs<\/strong><\/p>\n
Bigger repairs are the types of fixes that might require structural or system-related work. Here are some examples:<\/p>\n
- \n
- Fix the foundation<\/li>\n
- Repair\/replace roof or exterior<\/li>\n
- Replace the HVAC, plumbing and electrical<\/li>\n
- Complete upgrade of kitchen and bathrooms<\/li>\n
- Do other upgrades such as adding an outdoor deck or patio<\/li>\n<\/ul>\n
<\/span>5. Decide if the project is worth investing in<\/span><\/h2>\n
If you found your ideal fixer-upper, get an estimate of the investment you might need to make in terms of severity of repairs, funds and time. If you\u2019re doing the work yourself, count the price of the supplies too. Make sure to overestimate the cost of the makeover, as unforeseen spending is likely to occur. Another expense you should also include is the inspection also, as this is an essential step of buying a fixer-upper. Once you\u2019ve counted all these expenses, check them against your budget to determine if it\u2019s something you afford.<\/p>\n
<\/span>6. Proceed with an inspection<\/span><\/h2>\n
It\u2019s important to have a professional do a common inspection to check for hidden issues that require repair or upgrades. While visible repairs are easy to notice, it\u2019s better to have a home inspector<\/a> look for water leaks and structural issues. Make sure your inspection also includes a check for mold, lead-based paint, septic tank and pest-related issues.
\nIf any of these major issues are present, a home inspection contingency can help you mediate these repairs with the seller. If they are unwilling to perform them, you can back out of the deal.<\/p>\n<\/span>
7. Think about financing<\/span><\/h2>\nIf the inspection didn\u2019t reveal any serious issues or the ones present are easily tackled by you, it\u2019s time to consider how you\u2019re going to pay for your new purchase. A traditional mortgage isn\u2019t feasible in this case as lenders can\u2019t approve a loan larger than the home\u2019s value at the time of acquisition. Here are some loan options you can consider:<\/p>\n
- \n
- \u00a0FHA 203(k) loan<\/strong><\/li>\n<\/ul>\n
An FHA 203(k) loan is offered by the Federal Housing Association, and it\u2019s a federal government-backed type of loan that covers the cost of the house as well as the repairs. This is why it\u2019s important to know how much the repairs will cost. A 10-20% contingency is provided with this loan to help cushion unexpected expenses.<\/p>\n
- \n
- \u00a0HomeStyle loan<\/strong><\/li>\n<\/ul>\n
A HomeStyle loan is Fannie Mae is very similar to the FHA 203(k) one, with one difference: Loan limits on the HomeStyle amount to 50% of reconditioned value, while the FHA loan doesn\u2019t have this threshold as long as the after-repair value is within the maximum FHA loan.<\/p>\n
- \n
- VA renovation loan<\/strong><\/li>\n<\/ul>\n
A VA renovation is a type of loan made available for military staff and veterans. It\u2019s a loan that comes with all the regular perks of a VA loan, which waives the down payment and reduced closing costs. You can also include the cost of repairs alongside the selling price.<\/p>\n
<\/span>8. Check if you need building permits<\/span><\/h2>\n
Once you got your loan approved and the sale went through, the true work begins. If you decide to make structural changes to the home that might include an addition, for example, you might need to consult the local municipal government office in order to learn more about getting a San Francisco building permit<\/a>. It might be a costly process overall, but it\u2019s a necessary step to make sure your project can be successfully carried out.<\/p>\n
Adding space to a house is always a welcome change, as working from home has become a permanent option for many employees. Making room for that home office has been a challenge for most people, even if houses in San Francisco have gained over 500 square feet<\/a> in the last decade.<\/p>\n<\/span>9. Do as much as possible on your own<\/span><\/h2>\n
A lot of repairs require a professional hand, but if there are smaller tasks that you can do yourself, you should roll up your sleeves and do it. Stripping wallpaper and painting cabinets can be easily tackled by anyone. Take into account that it might be quite time-consuming, but a more cost-effective strategy to rehab your fixer-upper. Another caveat that might come into play is that if you\u2019re using a renovation loan, DYI projects might be restricted.<\/p>\n
If you decide to hire contractors for the job, try to get several bids, especially if you\u2019re about to hire contractors that you\u2019ve never worked with before.<\/p>\n
<\/span>10. Rent a self storage unit<\/span><\/h2>\n
Using self storage<\/a> is useful in many instances, and rehabbing a home is no exception. A storage unit can help you keep construction materials and tools close to the site, especially if you\u2019re doing major repairs to your fixer-upper and you need a place to keep everything. Most people rent a 10×10 unit<\/a>, but for larger jobs such as this one, you might need a 10×15<\/a> or 10×20<\/a>, depending on how much construction material you\u2019re planning on storing. If you\u2019re unsure which unit size you might need, you can always consult this storage unit size guide<\/a>. When it comes to price, renting a self storage unit in San Francisco<\/a> can start as low as $26\/month and can get to about $580\/month for the larger-sized units.<\/p>\n
Did we help you find the perfect fixer-upper in San Francisco? Let us know in the comments section below.<\/p>\n","protected":false},"excerpt":{"rendered":"
Whenever you\u2019re looking to buy a house, you have a list of criteria you would like. You could be looking for a ready-to-move-in situation, or you could be on the lookout for a fixer-upper that you can sell later at a better price. Fixer-uppers are typically homes in disarray that are popular as they can typically be bought at a lower price. If you\u2019re looking for one in the Bay Area, rest assured you stand good chances of finding one.<\/p>\n","protected":false},"author":171,"featured_media":6553,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21,10],"tags":[],"class_list":["post-6552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-housing-reports","category-personal-finance"],"acf":[],"yoast_head":"\n
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- VA renovation loan<\/strong><\/li>\n<\/ul>\n
- \u00a0HomeStyle loan<\/strong><\/li>\n<\/ul>\n
- \u00a0FHA 203(k) loan<\/strong><\/li>\n<\/ul>\n
- Attend foreclosure auctions<\/strong>
- \u00a0Browse the Multiples Listing Service (MLS)<\/strong>